What is ethos Life Insurance?

Ethos term life insurance policies are designed to cover specific time frames between 10 and 30 years. Coverage is available in amounts from $20,000 to $2 million. Premiums are level, meaning they won’t increase during the policy term. Ethos offers whole life insurance policies with guaranteed approval for applicants between the ages of 66 and 85.

Are Ethos life insurance rates affordable?

Ethos' term life insurance rates are not the most affordable compared to other online insurers across most coverage levels. However, if affordability is your primary concern, there are other options available such as Ladder life insurance, which has cheaper policies at all coverage levels.

Does ethos offer life insurance without a medical exam?

Ethos offers life insurance products with an easy online quote process. And many people can get a policy without having to pass a medical exam, although you may have to answer a few health questions. In this article, we’ll take a look at how the Ethos quote process works, the underlying financial strength of its carrier and more.